| When you buy trip cancellation travel insurance, | | | | with your claim forms. You wouldn't believe how |
| you want to be sure the travel insurance pays | | | | many people don't keep a copy. And, those are |
| your claim. Here are 5 things you can do to help | | | | usually the ones whose paperwork seems to get |
| your travel insurance claim be processed quickly | | | | lost in the mail! |
| and correctly: | | | | Tip #5: If you look at a travel insurance claim |
| Tip #1: If you get sick or injured prior to or on | | | | form (or any insurance claim form), you'll see |
| your trip, it's important you go to a doctor. If you | | | | there's never enough room to fill in the doctor's |
| don't go to a doctor, the insurance company | | | | information. Nor is there room to put the |
| won't believe you were sick or injured. Here's how | | | | prescription information. Photocopy the doctor's |
| the policies typically read: | | | | business cards instead of trying to write them all |
| "For Trip Cancellation benefits, an actual | | | | on the form. And do the same with your |
| examination by a licensed Physician must take | | | | prescriptions. |
| place before the cancellation is made. For Trip | | | | In addition, travel insurance plans give you |
| Interruption benefits, this examination must take | | | | assistance services including the use of a |
| place during Your Trip." | | | | multi-lingual 24-Hour Emergency Hotline, which you |
| Tip #2: A lot of information is required when | | | | can call collect from anywhere in the world. |
| making a claim, even a small one. Keep a log of | | | | Here's an important tip when calling the 24-Hour |
| people spoken to. Don't forget to keep receipts | | | | Emergency Assistance Hotline: Before you call |
| issued for services including items purchased if | | | | them, get a phone number where you can |
| you have a travel or baggage delays. | | | | receive a call. That way, if you are either |
| Tip #3: If you ever need to file a claim, write a | | | | unexpectedly cut off or you are incurring charges |
| cover letter with a synopsis of your claim to send | | | | to make the call, they can call you on their own |
| with the claim form. | | | | dime (at their own expense). |
| Tip #4: Keep copies of everything you submit | | | | |