| Every year millions of students graduate college | | | | Depending on what happens during the visit and if |
| and begin to start their own lives, one of the | | | | any tests or further evaluation is needed the |
| biggest worries that these students face is their | | | | costs can easily skyrocket up into the hundreds, |
| health insurance coverage. Many students and | | | | which is much more than many people can afford. |
| parents believe that the parents health insurance | | | | These costs can be very threatening to most |
| will cover their children once they leave for college | | | | people and can cause people to avoid visiting the |
| when in reality if a student is over the age of 18 | | | | doctor, which can become very dangerous for |
| and not a full time student they may not be | | | | the persons health. Also, the longer a person |
| covered by the parents health insurance. If a | | | | avoids medical care when they are ill when they |
| student is enrolled in college as a full-time student | | | | finally go to the doctor it will likely be much more |
| they are normally covered until they reach the | | | | expensive because they will have gotten more |
| age of 23 under their parents health insurance | | | | sick. |
| policy, regardless of their enrollment in college. | | | | One of the best insurance companies that have a |
| This means that once a student graduates | | | | relatively low and affordable rate for post college |
| college, which is normally around age 22 or 23, | | | | students is Blue Cross Blue Shield; in many states |
| they are no longer insured under their parents | | | | across the country they offer low cost insurance |
| policy. This is a time in a students life when it is | | | | for graduated college students. Blue Cross Blue |
| very important to be insured. | | | | Shield has provided inexpensive health care to |
| Right after a college student graduates they are | | | | more than 99 million people in the United States. |
| looking for a job and a place to live, for many of | | | | Blue cross Blue Shield has over 39 independent, |
| these students their first job may not even offer | | | | community based locations across the United |
| health insurance which can be a huge problem. | | | | States which means it is likely that you will have |
| Without health insurance, it can be very | | | | an operating branch in your area, and if there |
| expensive to even go to the doctor when you | | | | isn’t that is okay too because Blue Cross |
| are sick. Usually most doctors offices have low, | | | | Blue Shield covers people in all 50 states. More |
| co-payments for insurance holders when they | | | | than 80% of hospitals and doctors offices have |
| visit the doctor, normally between $20-$50, but | | | | contracts with Blue Cross Blue Shield insurance, |
| without insurance doctors a patient has to pay | | | | which makes them one of the top 20 insurance |
| the full cost that the doctor and office charges. | | | | companies in the country. |