Getting Medical Treatment Without Health Insurance - Doctor's Liens

If you are injured in a car accident, you needIf you do not get the treatment you need, you
medical treatment. But what if you have no healthare likely to continue to suffer. You may adapt to
insurance? If you were taken by ambulance to anyour injury and get used to it, but you are still
emergency room, chances are that you haveinjured. Also - and this is important - if you do not
already had some initial treatment. But what doget treatment you are not "mitigating your
you do after leaving the ER?damages."
The answer is simple: Find a personal injuryWhat is "Mitigating My Damages" And Why Is It
attorney who can help you get treatmentImportant?
through a medical lien.Imagine that you are in a car accident and you
What Is a Medical Lien?receive a cut on your arm. You decide not to see
A medical lien is basically a promise that youa doctor and decide not to put any antibiotics on.
attorney makes to a treating physician that theAs a result, the arm becomes infected and has to
doctor will be paid if and when you recover frombe amputated. If you sue the driver who caused
the person who caused the accident. This meansthe accident, he or she will likely not be liable for
there is some risk for the doctor or chiropractor -the amputate ed arm because you could have
because if you do not recover, they do not getstopped the infection but you did not minimize -
paid. This means that there is no risk to you. Ifor mitigate - your damages. So mitigating your
you do not recover, you (typically) owe nothing.damages really means limiting the damages that
How Do I Get a Doctor To Treat Me On ayou are suffering. And it is important because
Medical Lien?there is no way to recover for damages that you
Any good personal injury attorney will either havecould have prevented but chose not to.
a doctor/chiropractor he can refer you to, or willDo I Owe Money For Treatment If I Do Not
find someone. In most cases, doctors are notRecover From The Other Driver?
willing to treat on a lien unless you have anIn most cases, you will owe nothing if you do not
attorney. This is not because they do not trustrecover. The normal arrangement is that neither
you - it is because they know where to find thethe attorney nor the doctor recovers unless you
attorney if they need to make sure they getrecover.
paid. If the doctor and the attorney have a goodWhat Kinds of Treatment Are Available If I Am
relationship, it is almost automatic that you will getTreating On A Lien?
the treatment you need.Almost any kind. Treatments can range from
Why Do I Need Medical Treatment?initial consultations all the way through
The answer should be pretty obvious: If you arereconstructive surgery that would normally cost
injured, you need to see a doctor. Some injurieshundreds of thousands of dollars.
will heal themselves over time, but most will not.