| Many people know me as being a very | | | | used the wrong process to find my so-called |
| cost-conscientious kind of guy. My wife just says | | | | professionals. |
| that I'm cheap. I will live with it I guess, because | | | | If you are selling your home, make sure you |
| we are able to save a lot of money each year | | | | interview 3 or 4 real estate agents before you |
| by shopping for the best deals, buying things on | | | | make a decision as to whom you will use to sell |
| sale, etc. I have spent a lot of time in the past | | | | your highest priced asset. Did you do that the last |
| few years trying to decide if certain professionals | | | | time, or did you pick someone from the phone |
| (investment people, realtors, specialty doctors, | | | | book? Ask them how many homes they have |
| etc.) are really worth the money I pay for them. | | | | sold in the past 6 and 12 months. Where did the |
| I now have a definitive answer, and here is what | | | | selling price land in relation to the asking price? |
| I have found to be true in the past few years. | | | | You need to ask these questions. |
| For the past 10 months I have dealt with a | | | | How about your investment professional? How |
| pretty substantial pain in my right knee, but only | | | | does he charge? How many clients does he work |
| when I cross my legs. I tell my wife that at least | | | | with? What programs will he recommend? Does |
| it is not a pain in my neck and I will deal with it. | | | | he have your best interests in mind, or is he |
| After that she made me go to the doctor. The | | | | making a commission based on the securities that |
| long story is that I went to my local doctor twice, | | | | you buy? |
| had a round of x-rays (all normal) a visit with an | | | | The same goes for the insurance guy. Know |
| orthopedist, and then today wound up in physical | | | | what type of insurance you need before |
| therapy. Keep in mind that before today none of | | | | contacting him. Ask him to teach you about it. |
| those people could tell me what the heck was | | | | Can he even explain it to you? If you find he is |
| wrong. | | | | truly a professional, be open to his suggestions. |
| After an hour in physical therapy, my knee is | | | | Most importantly, shop around. Get quote from |
| feeling great! I cannot even explain how | | | | different sources. Are they all telling you the |
| frustrating it is to visit the doctor and have them | | | | same thing? That should be good, as long as you |
| say that everything looks normal. I am usually | | | | already know mainly what you need. Ask him for |
| afraid that they will say that, so I try not to go. | | | | suggestions as well. |
| These guys were great however, and I am now | | | | Ask your friends and family who they have used, |
| on the road to recovery. | | | | and if they would use them again. If you use the |
| Since I am so cheap I always find myself | | | | right professional, their fee should more than pay |
| questioning where I spend money and what I get | | | | for itself, and I believe you should come out |
| in turn for those dollars. I used be the first to tell | | | | ahead in the long-run by using one. They are |
| you that investment professionals, real estate | | | | worth more than their weight in gold if they help |
| agents and insurance salesman are not worth | | | | you solve your problems quickly, efficiently and |
| what you pay them for. I found out that I simply | | | | cost-effectively. Bye-bye knee pain! |