Retirement Travel and Relocations - Assess Your Geography

Geography is a big deal when we start to thinkfigure out which grocery store is the best and
about retirement. Most of us either want to travelwhere to buy your favorite version of coffee.
or to live somewhere else--or both--once weThis may be the best set of challenges you could
leave work. There is great peril in making theseever hope to find, but take the time to confirm
decisions lightly, yet much of what we use tothat likelihood before you start packing boxes.
decide comes from a few vacation trips orThe questions to ask are the same whether
someone else's opinion of the value of goingyou're looking at a permanent move or a
there.significant travel adventure:
Travel is an important way to learn. Living* What about this location makes me want to
somewhere different is guaranteed to push youspend the time, money, and energy to be there?
out of your ruts. But take the time to figure out* Is this location the best way to get that?
what you really want before you buy the RV or* Are there other ways to honor this need that
put the for sale sign on your current home.would give me the same thing--or maybe even
Take the time to be sure you're goingmore--for less money, time, and energy?
somewhere you really want to go. If all you plan* Is there any way to try this on a small scale
to do is lie on the beach, it's a whole lot simpler tobefore I commit to it in a major way? Do I need
go to Florida or San Diego, or even the shore ofthat?
Lake Michigan in August, than to deal with thePlease don't think I'm telling you this based on a
hassles of international travel.few Caribbean cruises and downsizing from a
Why do you want to go to this place? If youhouse to a condo in the same community. I tend
yearn to watch them run the bulls in Pamplona,to deal in MAJOR geography--a 67-day cruise
you're pretty much talking about a trip to Spain.involving calls on five continents (missed South
But if you want to watch something exciting thatAmerica and Antarctica) and a permanent move
involves large four-legged animals with horns,from the Front Range of the Colorado Rockies to
there are probably plenty of options closer tothe Pacific Northwest, for example.
home.There are many reasons to move. But there are
Make sure you want to experience doingalso many pluses about where you are. Those
whatever you are going to do at that locationtend to get lost in the romance of "going
before you commit to an expensive trip. You cansomewhere else" once you start to explore the
zip line many different places. Is it important thatpossibility. Consider both sets of pluses in your
you do it in Costa Rica? If so, fine. But at leastdecision-making. Know what's important to you
ask yourself the question.that makes you want to change your geography.
And the question is even MORE essential if you'reBut be honest with yourself--and your spouse or
thinking of LIVING somewhere else. Unless you'veanyone who's going to be part of it--about what
been uniquely successful at not collectingyou will be leaving behind. And about what you
possessions, getting all your "stuff" from here toexpect to achieve with the change.
there is a major undertaking. Just the cost to rentA downturn makes you take a longer look before
a U-Haul is enough to give you pause these days.you spend money, so this is the perfect time to
And that's just the tip of the iceberg. Movinglearn to do geography on purpose. Don't just
costs money once you get to the new place,wander around so you can say you've been
too--for everything from utility deposits to a newsomewhere else. Choose your geography with a
trash can. And the costs aren't just financial. Youclear idea of what you want and how the new
will need to find a new doctor, tax person,environment is going to be key in helping you get
hairdresser/barber, mechanic. You will need toit.